A few weeks ago I had the opportunity to speak with a group of young couples and I discovered something I’d suspected but never really knew to be true. During that evening we discussed at length the importance of using guidelines for their necessary expenses. We’d been talking about how to eventually get to… »»»

During the course of running some errands a few days ago, we ran into some friends, Ken & Patti, and took some time to have lunch. Knowing my passion is this personal debt issue, a story about these people’s daughter and son-in-law came up. Apparently this young couple had come over to our friends’… »»»

It’s tax time. This is the one time a year we’re forced to look at our W-2 forms and un-opened bank statements from last year to prepare our IRS forms. It’s the time you take measuring just what you want to do with your money. Whether it’s buying a car, paying off student loans… »»»

Did you ever wonder how they set the speed limit on those hairpin turns on an old, country road? A buddy of mine used to work with the state highway department. He told me a story about how it was done. Apparently fifty to sixty years ago, when they built old, country roads, the… »»»

What is the big lie? It’s our have it now lifestyle, without any concern about our personal debt, our debt as a nation and this complacent attitude we have about it all. Debt is everywhere. It’s coming into portions of our society that never thought about debt thirty-five to fifty years ago. A Quick… »»»

Young people seem to be confusing assets and debt. Some are implementing potentially dangerous thoughts regarding credit as it relates to creating debt. While at a car wash the other day, a young man and I struck up a conversation about credit. He was wondering if I knew why some of the creditors will… »»»