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	<title>No Balance Due .info</title>
	<link>http://www.nobalancedue.info</link>
	<description>Tips, ideas &#038; stories to help move your financial life toward No Balance Due</description>
	<pubDate>Thu, 13 Nov 2008 07:35:20 +0000</pubDate>
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		<title>Parents Appalled About Your Debt?</title>
		<link>http://www.nobalancedue.info/credit-card-debt/parents-appalled-about-your-debt/</link>
		<comments>http://www.nobalancedue.info/credit-card-debt/parents-appalled-about-your-debt/#comments</comments>
		<pubDate>Thu, 13 Nov 2008 07:35:20 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
		
		<category>Credit Card Debt</category>

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		<description><![CDATA[Do you find yourself creating debt because it&#8217;s simply impossible to get by on the money you bring home? Are you avoiding saving because you can’t simply grasp the idea of life without ALL you earn to make ends meet?  Are your parents attempting to persuade you into saving some of your hard earned... <a href="http://www.nobalancedue.info/credit-card-debt/parents-appalled-about-your-debt/">&#187;&#187;&#187;</a>]]></description>
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		<title>What&#8217;s A Trillion Dollars?</title>
		<link>http://www.nobalancedue.info/debt/trillions-debt/</link>
		<comments>http://www.nobalancedue.info/debt/trillions-debt/#comments</comments>
		<pubDate>Mon, 03 Nov 2008 06:19:58 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
		
		<category>Debt</category>

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		<description><![CDATA[  Q. In one of your pieces, you discuss the National debt being over eight trillion dollars. We hear about our debt in the media all the time. The government will pay the debt with all the money we send them. Is there any doubt that with the population at almost 300 million, eight... <a href="http://www.nobalancedue.info/debt/trillions-debt/">&#187;&#187;&#187;</a>]]></description>
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		<title>The Big Lie (About Our Debt)</title>
		<link>http://www.nobalancedue.info/debt-help/the-big-lie-about-our-debt/</link>
		<comments>http://www.nobalancedue.info/debt-help/the-big-lie-about-our-debt/#comments</comments>
		<pubDate>Fri, 24 Oct 2008 05:51:20 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
		
		<category>Debt Help</category>

		<guid isPermaLink="false">http://www.nobalancedue.info/frugality-debt/the-big-lie-about-our-debt/</guid>
		<description><![CDATA[What is the big lie? It&#8217;s our have it now lifestyle, without any concern about our personal debt, our debt as a nation and this complacent attitude we have about it all. Debt is everywhere. It&#8217;s coming into portions of our society that never thought about debt thirty-five to fifty years ago.  We all... <a href="http://www.nobalancedue.info/debt-help/the-big-lie-about-our-debt/">&#187;&#187;&#187;</a>]]></description>
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		<title>We Got Into The Habit !</title>
		<link>http://www.nobalancedue.info/habits/we-got-into-the-habit/</link>
		<comments>http://www.nobalancedue.info/habits/we-got-into-the-habit/#comments</comments>
		<pubDate>Tue, 14 Oct 2008 03:51:08 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
		
		<category>Habits</category>

		<guid isPermaLink="false">http://www.nobalancedue.info/frugality-debt/we-got-into-the-habit/</guid>
		<description><![CDATA[After centuries of living, fifty years ago, man introduced a little thing called a television. It entertained us free. We could watch Saturday Night at the Movies at home. The television programmers figured out very quickly, what we liked and what we didn&#8217;t like.  They learned early, if we didn&#8217;t get what we liked... <a href="http://www.nobalancedue.info/habits/we-got-into-the-habit/">&#187;&#187;&#187;</a>]]></description>
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		<title>DEBT We Do Have Choices</title>
		<link>http://www.nobalancedue.info/debt/debt-choices/</link>
		<comments>http://www.nobalancedue.info/debt/debt-choices/#comments</comments>
		<pubDate>Sat, 04 Oct 2008 03:09:30 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
		
		<category>Debt</category>

		<guid isPermaLink="false">http://www.nobalancedue.info/debt-management/debt-choices/</guid>
		<description><![CDATA[While in the grocery checkout the other evening, a conversation happened that intrigued me. The lady in front of me was giving her husband a bit of a time because he went to the service counter and bought forty dollars worth of lottery tickets. Candidly, they didn&#8217;t look to me like they could afford them... <a href="http://www.nobalancedue.info/debt/debt-choices/">&#187;&#187;&#187;</a>]]></description>
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		<title>Debt Consolidation - Home Equity or Line of Credit</title>
		<link>http://www.nobalancedue.info/debt-consolidation/debt-consolidation-home-equity-credit-line/</link>
		<comments>http://www.nobalancedue.info/debt-consolidation/debt-consolidation-home-equity-credit-line/#comments</comments>
		<pubDate>Tue, 23 Sep 2008 21:37:39 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
		
		<category>Debt Consolidation</category>

		<guid isPermaLink="false">http://www.nobalancedue.info/debt-consolidation/debt-consolidation-home-equity-or-line-of-credit/</guid>
		<description><![CDATA[Home equity lines or loans often are touted as a quick and easy way to get out of debt. By leveraging your residence&#8217;s value, the pitch goes, you can get money to pay off other bills and you&#8217;ll get a tax break, too.  We humans are creatures of habit. I personally don&#8217;t really like... <a href="http://www.nobalancedue.info/debt-consolidation/debt-consolidation-home-equity-credit-line/">&#187;&#187;&#187;</a>]]></description>
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		<title>Another Habit</title>
		<link>http://www.nobalancedue.info/habits/another-habit/</link>
		<comments>http://www.nobalancedue.info/habits/another-habit/#comments</comments>
		<pubDate>Sat, 13 Sep 2008 21:11:59 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
		
		<category>Habits</category>

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		<description><![CDATA[Forty-five years ago, it was cool to smoke cigarettes. Children, myself  included, would feel cool about smoking. There was a product called candy cigarettes at the grocery stores. I haven&#8217;t seen this product for many years. They came in a little box which had some of the names and logos of the major brand... <a href="http://www.nobalancedue.info/habits/another-habit/">&#187;&#187;&#187;</a>]]></description>
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		<item>
		<title>Saving Helps Debt</title>
		<link>http://www.nobalancedue.info/debt-management/saving-helps-debt/</link>
		<comments>http://www.nobalancedue.info/debt-management/saving-helps-debt/#comments</comments>
		<pubDate>Wed, 03 Sep 2008 21:02:15 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
		
		<category>Debt Management</category>

		<guid isPermaLink="false">http://www.nobalancedue.info/debt-management/saving-helps-debt/</guid>
		<description><![CDATA[A key principle to be aware of about dealing with debt is the idea of not creating anymore debt in the moment or during your day. This is hard for folks to grasp at first because we have ourselves believing there is an unlimited supply of money. We tend to think since we have consumer... <a href="http://www.nobalancedue.info/debt-management/saving-helps-debt/">&#187;&#187;&#187;</a>]]></description>
		<wfw:commentRss>http://www.nobalancedue.info/debt-management/saving-helps-debt/feed/</wfw:commentRss>
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		<item>
		<title>The Spending - Money - We - Don&#8217;t - Have Habit</title>
		<link>http://www.nobalancedue.info/habits/the-spending-money-we-dont-have-habit/</link>
		<comments>http://www.nobalancedue.info/habits/the-spending-money-we-dont-have-habit/#comments</comments>
		<pubDate>Wed, 03 Sep 2008 20:51:26 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
		
		<category>Habits</category>

		<guid isPermaLink="false">http://www.nobalancedue.info/habits/the-spending-money-we-dont-have-habit/</guid>
		<description><![CDATA[Twenty-five years ago, the big credit card chains started making it easy to spend money you didn&#8217;t have. They showed up on college campuses all across the country. They gave you a prize by simply filling out their application. Approved or not, you still got the prize.  You got a little short of cash... <a href="http://www.nobalancedue.info/habits/the-spending-money-we-dont-have-habit/">&#187;&#187;&#187;</a>]]></description>
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		<title>Consolidate Debt - Right or Wrong?</title>
		<link>http://www.nobalancedue.info/debt-consolidation/consolidate-debt-right-wrong/</link>
		<comments>http://www.nobalancedue.info/debt-consolidation/consolidate-debt-right-wrong/#comments</comments>
		<pubDate>Sat, 23 Aug 2008 16:16:53 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
		
		<category>Debt Consolidation</category>

		<guid isPermaLink="false">http://www.nobalancedue.info/debt-consolidation/consolidate-debt-right-or-wrong/</guid>
		<description><![CDATA[So many consumers are taking on additional debt to ease existing credit issues. Their goal is to consolidate numerous higher-interest debts into one, easier-to-handle less expensive plan. There are debt-consolidation loans, balance transfers to a zero-percent credit card and home equity loans and home equity lines of credit.  Folks who take out a home... <a href="http://www.nobalancedue.info/debt-consolidation/consolidate-debt-right-wrong/">&#187;&#187;&#187;</a>]]></description>
		<wfw:commentRss>http://www.nobalancedue.info/debt-consolidation/consolidate-debt-right-wrong/feed/</wfw:commentRss>
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