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	<description>Tips, ideas &#38; stories to help move your financial life toward No Balance Due</description>
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		<title>The Big Lie (About Our Debt)</title>
		<link>http://www.nobalancedue.info/debt-help/the-big-lie-about-our-debt/</link>
		<comments>http://www.nobalancedue.info/debt-help/the-big-lie-about-our-debt/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 11:13:10 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
				<category><![CDATA[Debt Help]]></category>

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		<description><![CDATA[What is the big lie? It&#8217;s our have it now lifestyle, without any concern about our personal debt, our debt as a nation and this complacent attitude we have about it all. Debt is everywhere. It&#8217;s coming into portions of our society that never thought about debt thirty-five to fifty years ago.  A Quick... <a href="http://www.nobalancedue.info/debt-help/the-big-lie-about-our-debt/">&#187;&#187;&#187;</a>]]></description>
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		<title>We Got Into The Habit !</title>
		<link>http://www.nobalancedue.info/habits/we-got-into-the-habit/</link>
		<comments>http://www.nobalancedue.info/habits/we-got-into-the-habit/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 11:11:53 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
				<category><![CDATA[Habits]]></category>

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		<description><![CDATA[After centuries of living, fifty years ago, man introduced a little thing called a television. It entertained us free. We could watch Saturday Night at the Movies at home. The television programmers figured out very quickly, what we liked and what we didn&#8217;t like.  They learned early, if we didn&#8217;t get what we liked... <a href="http://www.nobalancedue.info/habits/we-got-into-the-habit/">&#187;&#187;&#187;</a>]]></description>
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		<title>DEBT We Do Have Choices</title>
		<link>http://www.nobalancedue.info/debt/debt-choices/</link>
		<comments>http://www.nobalancedue.info/debt/debt-choices/#comments</comments>
		<pubDate>Fri, 19 Feb 2010 10:49:47 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
				<category><![CDATA[Debt]]></category>

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		<description><![CDATA[While in the grocery checkout the other evening, a conversation happened that intrigued me. The lady in front of me was giving her husband a bit of a time because he went to the service counter and bought forty dollars worth of lottery tickets. Candidly, they didn&#8217;t look to me like they could afford them... <a href="http://www.nobalancedue.info/debt/debt-choices/">&#187;&#187;&#187;</a>]]></description>
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		<title>Debt Consolidation &#8211; Home Equity or Line of Credit</title>
		<link>http://www.nobalancedue.info/debt-consolidation/debt-consolidation-home-equity-credit-line/</link>
		<comments>http://www.nobalancedue.info/debt-consolidation/debt-consolidation-home-equity-credit-line/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 10:28:42 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>

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		<description><![CDATA[Home equity lines or loans often are touted as a quick and easy way to get out of debt. By leveraging your residence&#8217;s value, the pitch goes, you can get money to pay off other bills and you&#8217;ll get a tax break, too.  We humans are creatures of habit. I personally don&#8217;t really like... <a href="http://www.nobalancedue.info/debt-consolidation/debt-consolidation-home-equity-credit-line/">&#187;&#187;&#187;</a>]]></description>
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		<title>Another Habit</title>
		<link>http://www.nobalancedue.info/habits/another-habit/</link>
		<comments>http://www.nobalancedue.info/habits/another-habit/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 09:27:24 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
				<category><![CDATA[Habits]]></category>

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		<description><![CDATA[Forty-five years ago, it was cool to smoke cigarettes. Children, myself  included, would feel cool about smoking. There was a product called candy cigarettes at the grocery stores. I haven&#8217;t seen this product for many years. They came in a little box which had some of the names and logos of the major brand... <a href="http://www.nobalancedue.info/habits/another-habit/">&#187;&#187;&#187;</a>]]></description>
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		<title>Saving Helps Debt</title>
		<link>http://www.nobalancedue.info/debt-management/saving-helps-debt/</link>
		<comments>http://www.nobalancedue.info/debt-management/saving-helps-debt/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 08:29:15 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
				<category><![CDATA[Debt Management]]></category>

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		<description><![CDATA[A key principle to be aware of about dealing with debt is the idea of not creating anymore debt in the moment or during your day. This is hard for folks to grasp at first because we have ourselves believing there is an unlimited supply of money. We tend to think since we have consumer... <a href="http://www.nobalancedue.info/debt-management/saving-helps-debt/">&#187;&#187;&#187;</a>]]></description>
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		<title>The Spending &#8211; Money &#8211; We &#8211; Don&#8217;t &#8211; Have Habit</title>
		<link>http://www.nobalancedue.info/habits/the-spending-money-we-dont-have-habit/</link>
		<comments>http://www.nobalancedue.info/habits/the-spending-money-we-dont-have-habit/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 07:53:24 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
				<category><![CDATA[Habits]]></category>

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		<description><![CDATA[Twenty-five years ago, the big credit card chains started making it easy to spend money you didn&#8217;t have. They showed up on college campuses all across the country. They gave you a prize by simply filling out their application. Approved or not, you still got the prize.  You got a little short of cash... <a href="http://www.nobalancedue.info/habits/the-spending-money-we-dont-have-habit/">&#187;&#187;&#187;</a>]]></description>
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		<title>Consolidate Debt &#8211; Right or Wrong?</title>
		<link>http://www.nobalancedue.info/debt-consolidation/consolidate-debt-right-wrong/</link>
		<comments>http://www.nobalancedue.info/debt-consolidation/consolidate-debt-right-wrong/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 07:46:05 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>

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		<description><![CDATA[So many consumers are taking on additional debt to ease existing credit issues. Their goal is to consolidate numerous higher-interest debts into one, easier-to-handle less expensive plan. There are debt-consolidation loans, balance transfers to a zero-percent credit card and home equity loans and home equity lines of credit.  A Quick Tip:  About These... <a href="http://www.nobalancedue.info/debt-consolidation/consolidate-debt-right-wrong/">&#187;&#187;&#187;</a>]]></description>
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		<title>How TV Time Affects Our Debt?</title>
		<link>http://www.nobalancedue.info/debt-relief/how-tv-time-affects-our-debt/</link>
		<comments>http://www.nobalancedue.info/debt-relief/how-tv-time-affects-our-debt/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 07:33:16 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
				<category><![CDATA[Debt Relief]]></category>

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		<description><![CDATA[Can a higher awareness of how we spend our time be an advantage to us regarding getting out of debt? If we found some time, could this help our cause?  Did you ever log how much time you spend in front of a television set? Are you aware of how long your children sit... <a href="http://www.nobalancedue.info/debt-relief/how-tv-time-affects-our-debt/">&#187;&#187;&#187;</a>]]></description>
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		<title>Debt Management Using Home Equity</title>
		<link>http://www.nobalancedue.info/debt-management/debt-management-using-home-equity/</link>
		<comments>http://www.nobalancedue.info/debt-management/debt-management-using-home-equity/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 06:45:12 +0000</pubDate>
		<dc:creator>lenny</dc:creator>
				<category><![CDATA[Debt Management]]></category>

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		<description><![CDATA[Massive debt has been fueling our spending for the past six months, and our savings rate as a nation is still in negative territory.We know that consumer spending is presently the backbone of the American economy. And our have-it-now society is geared to encourage us to spend.  Sustaining the spending is the use of... <a href="http://www.nobalancedue.info/debt-management/debt-management-using-home-equity/">&#187;&#187;&#187;</a>]]></description>
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